Phillips McFall McCaffrey McVay & Murrah, P.C.
Eric L. Johnson is an attorney with Phillips McFall McCaffrey McVay & Murrah, P.C., one of the largest law firms in Oklahoma. Mr. Johnson concentrates his practice in the following areas: * Automotive Finance Law * Banking Law * Commercial Financial Services Law * Consumer Financial Services Law * Financial Institution Regulation * E-commerce & Information Technology Admitted to the Oklahoma Bar in 1994, he received his education from Oklahoma City University (J.D., 1994) and Oklahoma State University (B.S. in Accounting, 1991). Mr. Johnson is a registered lobbyist in Oklahoma for an installment lending association. Mr. Johnson also teaches Consumer Law as an Adjunct Professor at Oklahoma City University School of Law and was selected as a Barrister for the Luther Bohanon American Inn of Court, 2005-2007. In 2007, Mr. Johnson was named to the Journal Record’s list of Achievers Under 40. Admitted to practice in all Oklahoma Courts and the U.S. District Court, Western District of Oklahoma, Mr. Johnson is associated with the following organizations: * American Bar Association (Business Law Section; Commercial and Consumer Financial Services Committees); * The National Association of Dealer Counsel; * The National Automotive Finance Association (Legal Committee, Chair 2006-7); * The Conference on Consumer Finance Law; * Oklahoma Bar Association; * Oklahoma County Bar Association; and * Payday Loan Bar Association. SPEECHES/PUBLICATIONS A respected expert in his field, Mr. Johnson has been honored as a guest speaker at the following industry conferences: * June 5, 2007. Moderator and featured panelist at the National Automotive Finance Association 11th Annual Non-Prime Auto Financing Conference in St. Louis, Missouri. He moderated a panel discussion on '50 Legal Issues in 50 Minutes.' * April 19, 2007. Guest speaker at the Oklahoma Bar Review CLE and The Conference on Consumer Finance Law's Primer on Payment Systems Conference in Oklahoma City, Oklahoma. His topic was 'Consumer Law Related to Payment Systems.' * December 8, 2006. Guest speaker at the Oklahoma Bar Review CLE and The Conference on Consumer Finance Law's 2006 Commercial Law Update Conference in Oklahoma City, Oklahoma. His topic was 'Update on Consumer Law and the Impact on Commercial Law Issues.' * August 30, 2006 and August 31, 2006. Featured panelist at the Oklahoma Bar Association's The Inside Word on UCC Article 9 Conference in Oklahoma City, Oklahoma and Tulsa, Oklahoma. His topic was 'The Impact of Consumer Law.' * June 13, 2006. Featured panelist at the National Automotive Finance Association 10th Annual Non-Prime Auto Financing Conference in Ft. Worth, Texas. His topic was 'Firm Offers of Credit: Complying with the Fair Credit Reporting Act, the Cole Decision and Related Litigation.' * September 28, 2005. Guest speaker at the NAF Association Workshop in Centennial, Colorado. His topics were 'Can You “Spot Deliver” A Vehicle & Stay Out Of Court?' and 'Disclosing “Negative Equity” on the Contract.' * September 22, 2005. Guest speaker at The Conference on Consumer Finance Law Auto Sales and Finance 2005 conference in Ft. Worth, Texas. His topics were 'Can You “Spot Deliver” A Vehicle & Stay Out Of Court?' and 'Disclosing “Negative Equity” on the Contract.' * June 16, 2005. Featured panelist at the National Automotive Finance Association 9th Annual Non-Prime Auto Financing Conference in Lake Las Vegas, Nevada. His topic was 'Spot Delivery in These United States: Legal Update and Trends in Spot Deliveries.' * September 15, 2004. Featured panelist at the National Automotive Finance Association Consumer Advocacy Practices in Auto Financing Workshop in Dallas, Texas. The legal panel's topic was 'Raising the Compliance Hurdle, Lowering Your Litigation Exposure.' * February 20, 2003. Guest speaker at the 2nd Annual Oklahoma Mortgage Industry Summit in Tulsa, Oklahoma. His topic was Oklahoma House Bill 1585 and High Rate Loans in Oklahoma. BOOKS Consumer Law: Cases, Problems and Materials, 2nd ed., co-author (Carolina Academic Press, forthcoming – publication expected 2007). 'Overview of Truth in Lending' and 'Transactions Covered under the Truth in Lending Act,' Truth in Lending (American Bar Association, Alvin C. Harrell editor), 2007 Supplement. ARTICLES Disclosing 'Negative Equity' in Retail Installment Sales Contracts, 61 Consumer Fin. L.Q. Rep. 271 (2007). Can You 'Spot Deliver' a Vehicle and Stay Out of Court?, __ Consumer Fin. L.Q. Rep. ___ (2007). Post-Dated: Oklahoma's Deferred Deposit Lending Act, __ Consumer Fin. L.Q. Rep. ___ (2007). SURVEYS Oklahoma Lending Law A Guide for Commercial Lenders, American Bar Association, Business Law Section (Commercial Financial Services Committee) (2007).